Restaurant insurance also known as Restaurant business liability insurance provides financial protection to the business owner in the event of financial damages or claims arise.
Ontario and Canada is highly known for its tasty cuisine. Individuals travel from all around the world to feast on some of the delicacies that the country has to offer. While running a restaurant can be lucrative, it isn’t any easier when you have to constantly worry about lawsuits, stolen property, or damaged merchandise. This is where our restaurant insurance can help ease some of the worries. Restaurant owners are faced with a variety of risks everyday and this is why it might be imperative to bundles certain business insurance policies through our ProfessionalsCoverage BOP.
Our policies typically offer coverage for:
- General liability insurance
- Worker’s compensation insurance
- Property insurance coverage
- Identity theft insurance
- Valuable papers coverage
- Loss of income insurance
Frequently asked questions before business owners buy restaurant insurance:
- How Much Can You Expect To Pay For Restaurant Insurance?
- What Kind of Insurance Does a Restaurant Need?
What Types Of Businesses Need Restaurant Insurance?
It should be pretty self evident that most businesses in the food or food-related industries need to invest in restaurant insurance. Some of the businesses that we most commonly issue policies to are:
- Bar owners
- Café owners
- Cafeterias
- Catering services
- Diners
- Delis
- Food delivery businesses
- Fast food franchises
- Pizza restaurants
- Lounges
The law in some Canadian regions might require restaurants to acquire specialized coverage. This is why it is imperative to study up and know the local laws and regulations before going into business.
Bundling With Business Owners Policy
Our ProfessionalsCoverage business owners’ policy allows you to combine a variety of policies into one policy. For instance, you can combine general liability insurance with loss of income coverage, and more.
General liability insurance is a necessity for any restaurant owner, as it can protect you in the event that you are facing lawsuits or other financial liabilities. It can protect you if a customer slips and falls in your place of business. It can also protect building damage as well.
If you want to find out if your business is eligible for bundling all you have to do is visit our ProfessionalsCoverage website.
Learn About Our Workers Compensation Coverage
Employees are key to the success of your business, but unfortunately that are just at much of a risk as you. They could fall ill or get injured on the job, which would leave you hold the bill for lost wages and medical expenses. Without the right type of worker’s compensation insurance, you would be looking at a hefty bill. First step is to see if your business qualifies for worker’s compensation insurance coverage.
Insuring Your Vehicles
We also provide specialized commercial auto coverage for restaurant vehicles as well. You will find that we offer:
- Food truck insurance
- Van insurance
- Pickup truck insurance
- Box truck insurance
- Commercial trailer insurance
Apply today, get a quote!
Not only do we offer a variety of policies that could protect your business at all times, but we also offer the most affordable rates in the Ontario area. We also offer online payment options to provide flexibility and convenience.
To learn more about how much you could save and the types of policies that we offer, you can browse our policies and get free quotes from our website.
