If you run a Canadian business, there is a chance that you’ll be required to haul certain items that need to be in a controlled environment. This is the case with food. If the food is not kept in a temperature-controlled environment, it will spoil. This is why you need to use the right trucks and you need transportation insurance for temperature-controlled trailers. More about this will be provided below for your consideration.
Insurance For Temperature Controlled Trailers
Ultimately, you’re going to need several types of insurance. You should know that perishable goods are very popular among thieves. Therefore, you have to take extra steps to ensure that your business is protected from theft. Plus, you need to protect your business from ordinary problems such as vehicle crashes and other things. What type of insurance is needed to protect your temperature-controlled trailers to the fullest? Well, you’ll want to obtain commercial automobile insurance, commercial general liability insurance, and property insurance.
You should not ignore cargo insurance and warehousemen’s legal liability insurance. Combining these policies is the best way to ensure that your company is protected to the fullest.
Events When Temperature Controlled Trailer Insurance Will Help
You have to understand that insurance for temperature-controlled trailers is a must. It is not something that you can pass off. If you do not have the right insurance, you’re going to regret it at some point. If you do not maintain the right temperature, there is a good chance that the food is going to spoil. Too hot or too cold is going to cause major problems. You also have to worry about vehicle accidents. Anything can happen and you need to make sure that you protect yourself from such problems.
Your business insurance policy should be comprehensive. It should protect your cargo from the starting point to the delivery point.
Auto Insurance
First and foremost, you need commercial auto insurance. This can protect you in the event that thieves break into your truck and steal your cargo. It is also important for dealing with vehicle crashes. The insurance will help you cover the costs of damage to your vehicle and the other vehicles. It can also cover the cost of bodily harm.
Commercial General Liability
You need to understand that people are going to be coming in and out of your warehouse. This could result in a slip and fall. CGL insurance will protect you in this type of situation. It’ll ensure that slip and falls and other injuries are covered. If someone gets hurt on your property, CGL insurance will prove to be very helpful.
Cargo Insurance
Finally, you need to make sure that your company is protected by cargo insurance. If your cargo is destroyed, this insurance will help. It’ll cover the costs and help ensure you do not have to pay out of pocket for the losses.
Commercial Truck Requirements
In Canada, you need to meet certain requirements before your temperature-controlled trailers can hit the road. One thing you’ll need to do is acquire the right amount of insurance. This is why you’ll want to work with us. ProfessionalsCoverage can help you get the coverage you need quickly and conveniently. Contact us today to get started and coverage right away.
Manage Your Risks
Finally, you should know that ProfessionalsCoverage offers consultations. If you want to know more about your risks and how to minimize them, you’ll want to take advantage of our consultation services. We’re confident that we’ll be able to help you. Get in touch with us and you can rest assured knowing that we’ll be there to help you out every step of the way!
Ready to get a temperature controlled trailers insurance quote? Apply now!
